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Explanation/Reference: Explanation: Cognitive passwords refer to fact-based or opinion-based information used to verify the identity of an individual. The cognitive password enrollment process requires the answering of some questions based on the user's life experiences. Incorrect Answers: A: Passwords that can be used only once are known as one-time passwords (OTPs). C: Password generators that use a challenge response scheme are known as asynchronous token devices. D: A passphrase is a sequence of characters that is longer than a password. References: Harris, Shon, All In One CISSP Exam Guide, 6th Edition, McGraw-Hill, 2013, pp. 195-199