FPC-Remote Exam Dumps | Which organization should be contacted when placing a stop payment on a check?

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APA.FPC-Remote.v2025-08-02.q74
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Question 23/74

Which organization should be contacted when placing a stop payment on a check?

A. FDIC

B. NACHA

C. ODFI

D. RDFI

Correct Answer: C

ODFI (Originating Depository Financial Institution) is responsible for initiating payroll transactions, including stop payments.
RDFI (Receiving Depository Financial Institution) receives funds but does not control stop payments.
NACHA (National Automated Clearing House Association) sets ACH rules but does not process transactions.
FDIC (Federal Deposit Insurance Corporation) insures bank deposits but does not handle payment stops.
Reference:
NACHA Operating Rules & Guidelines
Payroll Banking & ACH Processing Guide (Payroll.org)

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