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Leanna has an accidental death and dismemberment policy for $175,000 that she purchased through Leo, her financial advisor, four years ago. Leanna works as a heavy-duty mechanic at a local diesel mechanic shop in town. Leanna was in a tragic accident that involved a hoist issue which resulted in the loss of one of her legs. How much benefit will Leanna receive when she makes a claim?
Correct Answer: D
Comprehensive and Detailed Explanation From Exact Extract: AD&D policies typically pay50% of the policy valuefor the loss of one limb. Therefore, $175,000 × 50% = $87,500. The LLQP outlines thatfull benefits are for death or multiple limb loss, while partial payouts apply to single dismemberments.