All of the three options reflect money laundering risk indicators in relation to a securities account, as they could suggest attempts to conceal the source or destination of illicit funds, or to avoid detection or reporting by authorities. According to the FATF Guidance for a Risk-Based Approach for the Securities Sector1, some of the common indicators of money laundering in securities transactions include:
* A high level of activity in securities accounts inconsistent with the customer's profile or investment objectives
* Frequent or large movements of funds between accounts or institutions, especially involving high-risk jurisdictions or offshore locations
* Use of debit cards or other payment instruments to access funds from securities accounts
* Use of complex or unusual transactions or structures without apparent economic or legal purpose References: 1 FATF Guidance for a Risk-Based Approach for the Securities Sector, pages 43-44.