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A bank wants to send out a series of emails to new customers that open a checking or savings account. The emails will be used to educate and inform customers regarding their current account and other bank offerings * Data for the campaign will be in two data extensions: Customer and New Accounts * The Customer data extension is currently used for multiple campaigns and is updated at 1:00 a.m. * The New Accounts data is encrypted and will be placed on the FTP at 10:00 p.m. Which automated workflow meets the customer's requirements?