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A developer has the following class and trigger code: public class InsuranceRates { public static final Decimal smokerCharge = 0.01; } trigger ContactTrigger on Contact (before insert) { InsuranceRates rates = new InsuranceRates(); Decimal baseCost = XXX; } Which code segment should a developer insert at the XXX to set the baseCost variable to the value of the class variable smokerCharge?