Assessor_New_V4 Exam Dumps | Which of the following statements is true regarding track equivalent data on the chip of a payment card?

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PCISSC.Assessor_New_V4.v2023-12-21.q27
Question 19

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Question 19/27

Which of the following statements is true regarding track equivalent data on the chip of a payment card?

A. It is allowed to be stored by merchants after authorization if encrypted

B. It is sensitive authentication data

C. It is out of scope for PCI DSS

D. It is not applicable for PCI DSS Requirement 3.2

Correct Answer: B

Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, track equivalent data on the chip of a payment card is sensitive authentication data, which means it can be used to authenticate a cardholder or a transaction, but it should not be stored or transmitted by merchants after authorization if encrypted. This is one of the requirements for preventing unauthorized access to sensitive authentication data.

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