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You have a source material for your policy model that reads as follows: "Only families who meet the minimum work and education requirement are eligible for the competitiveness credit. A family meets the work and education requirement if all of its members are either gainfully employed or enrolled in a full-time study program. Families in which a member does not meet the requirement but is actively searching for a job can apply for a waiver". Which statementdescribes the entity structure that your policy model should have?