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- OhioDepartmentofInsurance.OH-Life-Agent-Series-11-44.v2024-03-25.q51
- Question 4
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Question 4/51
If an agent does NOT send a refund to a policyholder within an expectable time frame, the agent may
Correct Answer: C
- Question List (51q)
- Question 1: Statements by an applicant concerning personal health histor...
- Question 2: A policyowner may choose to have his/her life insurance poli...
- Question 3: Extended term Insurance can be selected under which whole li...
- Question 4: If an agent does NOT send a refund to a policyholder within ...
- Question 5: Which rider would allow additional insurance to be purchased...
- Question 6: Which of the following individuals has the right to name a b...
- Question 7: Under an executive bonus plan, premiums paid by the employer...
- Question 8: Risks are generally NOT Insurable if...
- Question 9: Deliberate withholding of material facts that would affect t...
- Question 10: Which of the following policies allows the policyowner to ch...
- Question 11: A policyowner may not pay premiums with which frequency?...
- Question 12: An exposure Is a condition or situation that presents the po...
- Question 13: Generally, rates charged for Insurance may NOT be...
- Question 14: A modified endowment contract (MEC) receives different tax t...
- Question 15: Bettie has a $200,000 whole life policy with a $50,000 cash ...
- Question 16: Insurers do business in Ohio only after a thorough financial...
- Question 17: Insurance agents have duties and responsibilities to the ins...
- Question 18: What does a limited payment whole life policy provide?...
- Question 19: An agent qualified to sell variable products in Ohio must re...
- Question 20: An insured has chosen to receive the payout from her husband...
- Question 21: As a form of level premium permanent Insurance, ordinary lif...
- Question 22: Contributions made to a Roth IRA are...
- Question 23: An insured has a 5-year Renewable Term Life Insurance Policy...
- Question 24: Kelvin is receiving tax deferred growth until retirement. In...
- Question 25: If an Insured under a life insurance policy dies with an out...
- Question 26: Which nonforfeiture option allows the policyowner to purchas...
- Question 27: All of the following statements apply to the surrender of an...
- Question 28: Falsifying the terms, benefits, advantages, or conditions of...
- Question 29: The most common use of a group life insurance policy is to i...
- Question 30: Which of the following retirementplans will allow for a nonw...
- Question 31: The accumulated cash value of a whole life insurance policy ...
- Question 32: Which of the following statements BEST describes a single pr...
- Question 33: Which of the following statements is TRUE regarding a waiver...
- Question 34: What type of insurance is the cheapest option to pay off a 3...
- Question 35: At what age can an Individual begin to receive distributions...
- Question 36: Which of the following statements BEST describes a single pr...
- Question 37: In Ohio, an agent must be appointed by the Insurer within ho...
- Question 38: Which of the following is a characteristic of a non-admitted...
- Question 39: Without written consent, a policyowner CANNOT change the ben...
- Question 40: What is an Insurer's liability when it Is discovered after a...
- Question 41: After a request has been received for verification of covera...
- Question 42: An immediate annuity begins making payments after the...
- Question 43: Which of the following is a characteristic of a contract of ...
- Question 44: Interest earned on a Traditional IRA is taxed...
- Question 45: To receive proceeds from a death benefit, a minor...
- Question 46: The only beneficiary named in a life insurance policy died b...
- Question 47: An Individual buys an annuity that will pay her spouse an in...
- Question 48: The settlement option that allows proceeds to remain with th...
- Question 49: Which Is the name of the policy that combines a universal li...
- Question 50: The structure of a credit life insurance policy does NOT all...
- Question 51: An agent's actions or deeds demonstrate what kind of authori...
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