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- MarylandInsuranceAdministration.Accident-and-Health-or-Sickness-Producer.v2025-06-14.q40
- Question 28
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Question 28/40
Which benefit is usually excluded from major medical expense plan coverage?
Correct Answer: C
Major medical plans (Insurance Article, § 15-201) cover hospice, drugs, and therapy, but excluderoutine dental care, which requires separate dental insurance.
References:Maryland Insurance Article, § 15-201; MIA major medical standards.
References:Maryland Insurance Article, § 15-201; MIA major medical standards.
- Question List (40q)
- Question 1: The Maryland Health Insurance Plan is designed to provide co...
- Question 2: Which one of the following causes of death typically would b...
- Question 3: Medical charges that fall within the range of fees normally ...
- Question 4: All of the following are true of insurance EXCEPT:...
- Question 5: All of the following are common features found in health mai...
- Question 6: When a producer engages in unfair practices, all of the foll...
- Question 7: The phrase, "this policy pays $1,800 for hospital room and b...
- Question 8: Which statement is true of trade association groups eligible...
- Question 9: All advertisements for health insurance shall make clear the...
- Question 10: Disability income insurance premiums are a deductible expens...
- Question 11: The typical group disability income insurance policy EXCLUDE...
- Question 12: An insurance adviser's written contract with the client must...
- Question 13: A nonprofit health service plan may NOT issue a contract tha...
- Question 14: Under federal law, an insurance producer may be sentenced to...
- Question 15: Which one of the following causes of loss typically is EXCLU...
- Question 16: In general practice, can the Maryland Insurance Administrati...
- Question 17: A policy of life insurance may NOT be delivered unless the p...
- Question 18: An insured's statements on an accident and health insurance ...
- Question 19: Coverage for the first three pints of blood for Medicare enr...
- Question 20: To be eligible for major medical extended care benefits, a p...
- Question 21: It is unlawful for a person to provide an advertisement that...
- Question 22: A producer may be guilty of misrepresentation if the produce...
- Question 23: An insurer may pay a commission directly or indirectly to:...
- Question 24: All of the following factors may affect premium determinatio...
- Question 25: Giving policyholders some part of the agent's commission as ...
- Question 26: In HMO coverage, all of the following services must be avail...
- Question 27: An elimination period in a disability income insurance polic...
- Question 28: Which benefit is usually excluded from major medical expense...
- Question 29: Group health insurance contracts providing coverage for empl...
- Question 30: An insurance producer or advisor in the State of Maryland ca...
- Question 31: In Maryland, continuation of medical plan coverage for a han...
- Question 32: All of the following are typical health maintenance organiza...
- Question 33: Which type of Medicare Supplement information can be used wi...
- Question 34: Misrepresenting pertinent policy provisions relating to cove...
- Question 35: All of the following are characteristics of a preferred risk...
- Question 36: When a single major medical contract covers all medical expe...
- Question 37: Which of the following is NOT a mandated benefit in Maryland...
- Question 38: Before issuing a policy of long-term care insurance to an ap...
- Question 39: Pat owns a small business and is interested in enrolling her...
- Question 40: The free-look period provided in a life insurance policy is ...
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