For a mobile banking app, ensuring secure user authentication is crucial. Multi-factor authentication (MFA) provides a robust security layer:
* Multi-Factor Authentication (MFA):
* Definition: MFA requires users to provide two or more verification factors to gain access, combining something they know (password), something they have (smartphone), and something they are (biometric verification).
* Security Benefits: Significantly reduces the risk of unauthorized access even if one factor is compromised.
* Implementation:
* User Convenience: Integrate seamlessly into the app to maintain a positive user experience.
* Enhanced Security: Protects against various attack vectors, including phishing, brute force attacks, and credential stuffing.
References:
* NIST Digital Identity Guidelines:NIST SP 800-63
* OWASP Mobile Security Testing Guide: OWASP MSTG