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An organization is deploying a new, online digital bank and needs to ensure availability and performance. The cloud-based architecture is deployed using PaaS and SaaS solutions, and it was designed with the following considerations: - Protection from DoS attacks against its infrastructure and web applications is in place. - Highly available and distributed DNS is implemented. - Static content is cached in the CDN. - A WAF is deployed inline and is in block mode. - Multiple public clouds are utilized in an active-passive architecture. With the above controls in place, the bank is experiencing a slowdown on the unauthenticated payments page. Which of the following is the MOST likely cause?