A. Retirement benefits will be based on a prescribed formula that can be referenced from the plan's terms and conditions.

B. The employer will solely make contributions to her DCPP based on a prescribed formula noted within her plan.

C. Her available registered retirement savings plan (RRSP) contribution room will be reduced by what is being contributed to her plan.

D. To ensure she has savings at retirement, the employer will choose stable investments to grow her retirement savings.