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InsuranceLicensing.NY-Life-Accident-and-Health.v2026-05-18.q53.pdf
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Exam Question List
Question 1: When a provider does NOT have an agreement with the insurer ...
Question 2: An insurer monitors the care an insured is receiving in the ...
Question 3: Medicaid provides which coverage that Medicare does NOT?...
Question 4: The limitation expressed in limited payment policies is a li...
Question 5: According to Health Insurance Portability and Accountability...
Question 6: What is the primary feature of a Joint Life insurance policy...
Question 7: Intentionally withholding information that should be provide...
Question 8: The Group Life Underwriting risk selection process helps pro...
Question 9: The purpose of Medicare Supplement Insurance is to address g...
Question 10: An annuity product linked to a market-related rate of return...
Question 11: A policyowner may choose to have his/her life insurance poli...
Question 12: Predicting an individual ' s future earning potential and de...
Question 13: Which of the following is a Health Insurance Policy where th...
Question 14: Which of the following actions is NOT considered the Busines...
Question 15: Multiple policies that are rated for different communities a...
Question 16: If the premium is not paid at the time of application, a Sta...
Question 17: An annuitant dies during the accumulation period. What happe...
Question 18: Which of the following statements BEST describes a disabilit...
Question 19: The difference between the face value of a life insurance po...
Question 20: Which statement is NOT a characteristic of a Group Life Insu...
Question 21: Which of the following Long Term Disability clauses states t...
Question 22: Stranger originated life insurance violates which of the fol...
Question 23: An annuity that guarantees a given number of income payments...
Question 24: What period of time can a life insurance application be back...
Question 25: Which of the following statements BEST describes a single pr...
Question 26: With the majority of companies, within how many days does th...
Question 27: If a long-term care insurance policy or certificate replaces...
Question 28: Under the Affordable Care Act, an insurer may place dollar l...
Question 29: Clark will be doing business as an agent. When MUST he be ap...
Question 30: Mortality is based on a large risk pool of...
Question 31: For three weeks next month a company ' s employees will choo...
Question 32: In reference to life insurance in contract law, a person MOS...
Question 33: The Health Insurance Portability and Accountability Act (HIP...
Question 34: With respect to a life settlement contract, no person shall ...
Question 35: Which is an accurate description of the relationship between...
Question 36: Someone who sells, solicits, or negotiates insurance contrac...
Question 37: In a health insurance policy, an insured has an out-of-pocke...
Question 38: Term life insurance differs from permanent life insurance in...
Question 39: What is an insurer ' s liability when it is discovered after...
Question 40: When marketing to groups for health insurance, who should be...
Question 41: The statement, " Any person who knowingly and with intent to...
Question 42: Which of the following services must be provided by a health...
Question 43: Which of the following is required of a covered entity subje...
Question 44: Under the grace period, an insured submits a $300 claim for ...
Question 45: Insurance that is designed to pay the balance of a loan if t...
Question 46: Which type of group has a constitution and bylaws, is organi...
Question 47: If a partner of a company becomes permanently disabled, whic...
Question 48: Which of the following groups is NOT eligible for the Health...
Question 49: Group long-term disability benefit amounts are usually limit...
Question 50: If an annuitant dies during the accumulation period, his or ...
Question 51: Which of the following is a basic benefit of Medicare Supple...
Question 52: In addition to the application, MIB, or consumer reports, un...
Question 53: Which of the following CORRECTLY identifies the favorable in...
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