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Exam Code:	RIBO-Level-1
Exam Name:	RIBO Level 1 Entry-Level Broker Exam
Certification Provider:	IIC
Free Question Number:	88
Version:	v2026-08-03
Rating:
# of views:	169
# of Questions views:	5206
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Other Version: 213 viewsIIC.RIBO-Level-1.v2026-05-09.q49

Exam Question List: Question 1: An individual with a bad driving record comes to your office...; Question 2: Who is a Broker NOT permitted to pay a referral fee to?...; Question 3: You would be wise to point out which feature when discussing...; Question 4: A building worth $120,000 is insured for $60,000 under a fir...; Question 5: A Broker receives a large cash premium from a client for a n...; Question 6: A client calls their broker to report a minor fender-bender....; Question 7: Under the O.A.P. 1 Owner's Policy, what is the purpose of th...; Question 8: What is a Managing General Agent (MGA)?...; Question 9: A client has personal home insurance with the Broker. The cl...; Question 10: A Broker is found guilty of violating a provision of the Reg...; Question 11: When determining the actual cash value of a building, which ...; Question 12: Under the O.A.P. 1, what is the primary difference between a...; Question 13: Stanley recently moved back to Ontario after living abroad f...; Question 14: Which statement best explains the difference between Guarant...; Question 15: Which of the following is NOT TRUE of the "Replacement Cost"...; Question 16: A client is upset because their premium increased significan...; Question 17: What are three elements commonly found in a Commercial Gener...; Question 18: How would a broker apply the concept of risk analysis in com...; Question 19: Your insured starts operating a dog grooming business in the...; Question 20: Which statement BEST describes the coverage provided under a...; Question 21: A Broker enters the requested coverages and deductibles into...; Question 22: There is a leakage of gas in a nearby factory and the city a...; Question 23: What does a medical questionnaire for Travel insurance deter...; Question 24: From an insurance standpoint, which situation will the premi...; Question 25: A condo owner failed to advise that they now rent out their ...; Question 26: Your clients have been living in a rental townhouse unit and...; Question 27: A Level 1 broker is interested in removing their "Acting Und...; Question 28: A Broker is required to provide a client with confirmation t...; Question 29: A building worth $100,000 is insured for $60,000 under a pol...; Question 30: Which class of insurance is designed to indemnify a business...; Question 31: Joe and Cindy purchase coverage for their very first car wit...; Question 32: John's Excavating commercial liability policy shows the desc...; Question 33: Which statement is CORRECT regarding the application of a "D...; Question 34: A client advises that raccoons have been nesting in the atti...; Question 35: Risk may be dealt with in a number of ways including transfe...; Question 36: A bank advises a Broker that their client's mortgage has not...; Question 37: Which factor determines the class of a commercial auto?...; Question 38: Under a standard Mortgage Clause, what happens if the insure...; Question 39: Which one of these is not covered by cyber insurance policie...; Question 40: Adam's primary job is driving for Uber and Lyft. As a self e...; Question 41: You meet with a client on July 1st to review a quote home in...; Question 42: The Regulations under the Registered Insurance Brokers (RIB....; Question 43: The Insured's contents have been removed from their premises...; Question 44: Which of the following actions complies with RIBO requiremen...; Question 45: According to the Registered Insurance Brokers (RIB) Act, a "...; Question 46: An accountant purchased an Errors and Omissions (E & O. ...; Question 47: A building worth $100,000 is insured for $60,000 under a pol...; Question 48: What is a key responsibility of a registered insurance broke...; Question 49: Who is protected by the "Standard Mortgage Clause" in a prop...; Question 50: A homeowner's policy provides "Personal Liability" coverage....; Question 51: What is NOT an example of Equipment Breakdown for a commerci...; Question 52: Under the homeowners package policy, which form(s) cover smo...; Question 53: Jalena has a homeowners policy, and calls her Broker to let ...; Question 54: What is a possible affect of a "Co-insurance Clause" on the ...; Question 55: Which of the following statements is TRUE about the O.A.P. 1...; Question 56: Angela has an automobile policy with Maple Insurance that re...; Question 57: An insured is involved in an accident where a third party is...; Question 58: What is NOT the subject of a Statutory Condition?...; Question 59: A broker is contacted by a third-party marketing firm that w...; Question 60: During a routine day at the brokerage, you receive an urgent...; Question 61: A broker is using a Customer Relationship Management (CRM. s...; Question 62: A new regulation has been introduced requiring brokers to pr...; Question 63: Under the Uninsured Automobile Coverage, who is covered for ...; Question 64: Under the 2026 SABS reforms, which of the following benefits...; Question 65: Which statement correctly identifies the RIBO annual Continu...; Question 66: Which of the following situations is covered under the "Wate...; Question 67: Amir, a client, phones the Broker to advise that his insured...; Question 68: What amounts must be established when there is a co-insuranc...; Question 69: Claudia contacts the Broker requesting a binder certificate ...; Question 70: An insured has incurred $24,000 in claims and has $40,000 in...; Question 71: During an audit of your brokerage, it is discovered that num...; Question 72: Which of the client situations would prompt you to discuss a...; Question 73: Your insured is involved in an accident and the insured's au...; Question 74: A Broker auditing client files finds several policy applicat...; Question 75: A client requests an insurance policy that the Broker knows ...; Question 76: While reviewing a client's policy file, you learn that a pen...; Question 77: An insured's property has been damaged by fire. According to...; Question 78: A building worth $500,000 is insured for $300,000 with a 90%...; Question 79: Which of the following actions is MOST appropriate for a RIB...; Question 80: What is the minimum Third Party Liability limit that every m...; Question 81: A broker is approached by a high-net-worth client who wants ...; Question 82: Iqbal was involved in an automobile accident and was charged...; Question 83: Which of the following is NOT a valid reason for using a "Te...; Question 84: In addition to the completed and signed application for auto...; Question 85: The owner of Brumar Construction would like to add another c...; Question 86: Proper documentation of client files is critical for protect...; Question 87: Kimberly has lost one of Kimberly's diamond earrings and wis...; Question 88: Which situation can cause an Errors & Omissions (E &...

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