Home CII Insurance Legal and Regulatory (IF1) Exam CII.IF1.v2023-04-03.q33 Question 10
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A storm blew down the wall of a limber building. The failing wall broke electrical wiring, which short-circuited and the resultant sparks caused a fire. The lire brigade used water to put out the fire and the water caused damage to the unburnt contents. What is the proximate cause of the damage to the unburnt contents?
Question List (33q)
Question 1: When Susan applied for a new household contents insurance po...Question 2: Lloyd's is known as a subscription market because...Question 3: How do an insurer's subrogation rights differ, if at all, be...Question 4: From April 2019. a small company with nine employees is in d...Question 5: What type of risk is a widespread natural disaster?...Question 6: What legally recognised financial relationship must exist, b...Question 7: A retail customer CANNOT buy insurance directly from which t...Question 8: An insurance company has employed an individual from a rival...Question 9: An owner of a building reduces its sum insured from £1,000.0...Question 10: A storm blew down the wall of a limber building. The failing...Question 11: What is the current rate of Insurance Premium Tax for a moto...Question 12: When should a direct insurer advise a policyholder in writin...Question 13: A loss adjuster normally acts on behalf of the...Question 14: How would an insurer's portfolio of motor claims be shown in...Question 15: What is the basis of settlement under a new for old insuranc...Question 16: An insured is temporarily disabled due to illness and unable...Question 17: Reinsurance is usually purchased by the...Question 18: To whom, if anyone, can an agent normally delegate the respo...Question 19: What is the legal standing of the Charioted Insurance Instit...Question 20: In a chain of events, the proximate cause of a loss is alway...Question 21: If a firm is said to be risk averse, this means that it...Question 22: John has a whole of life policy and has recently been diagno...Question 23: A risk control survey shows that premises proposed for insur...Question 24: The website of an insurer must include the company's registe...Question 25: Harry owns a sports car valued at £1.000 and agrees to sell ...Question 26: The Principles for Business slate that all customers should ...Question 27: Under the provisions of the Financial Services Act 2012. wha...Question 28: Who can place business directly with a Lloyd's underwriter?...Question 29: A firm of insurance brokers holds client records on an index...Question 30: A survey of a car repairers reveals a spray booth exists by ...Question 31: An intermediary needs to place a large properly risk, howeve...Question 32: Under the regulator's training and competency rules, a gener...Question 33: Insurers and intermediaries are required to adhere to solven...
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