The following examples describe situations that expose an individual or a health plan to either pure risk or speculative risk:
Example 1 - A health plan invested in 1,000 shares of stock issued by a technology company.
Example 2 - An individual could contract a terminal illness.
Example 3 - A health plan purchased a new information system.
Example 4 - A health plan could be held liable for the negligent acts of an employee.
The examples that describe pure risk are